Inclusive Banking In India

Inclusive Banking In India

Author: Lalitagauri Kulkarni

Publisher: Springer Nature

ISBN: 9789813367975

Category: Business & Economics

Page: 195

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This book addresses the gaps in the present institutional structure of inclusive finance framework in India. It provides a comprehensive review of the role of banks in financial inclusion policy and micro-finance landscape in India at present. It identifies the key issues within the banking system which prove to be obstacles in the way of achieving financial inclusion and sustainable growth. The book conceptualizes inclusive banking, delves into the theoretical foundations thereof and suggests an institutional framework to avoid overlapping of their functions in order to ensure profitability. It reviews the existing market structure and competition in the inclusive finance arena while considering the role of banks, micro-finance institutions and SHGs in financing the poor. The book proposes a distinct change to the existing business model, examines the bank business model for inclusion and how the banks can and should treat the micro lending clientele as their core client base to counter the issues of profitability and competition in today’s banking sector. It also discusses some of the latest initiatives in inclusive finance and the importance of entrepreneurship development experiments in India and their efficacy in comparison with the micro-lending model.
Inclusive Banking In India
Language: en
Pages: 195
Authors: Lalitagauri Kulkarni, Vasant Chintaman Joshi
Categories: Business & Economics
Type: BOOK - Published: 2021-06-01 - Publisher: Springer Nature

This book addresses the gaps in the present institutional structure of inclusive finance framework in India. It provides a comprehensive review of the role of banks in financial inclusion policy and micro-finance landscape in India at present. It identifies the key issues within the banking system which prove to be
Financial Inclusion in India - A Look
Language: en
Pages: 3
Authors: Dr. Bilas Kale
Categories: Business & Economics
Type: BOOK - Published: 2019 - Publisher:

Reserve Bank of India's vision for 2020 is to open nearly 600 million new customers' accounts. The government should encourage the banks to adopt financial inclusion by means of financial assistance, financial literacy, advertisement, awareness program, etc. to achieve the aim of 11th plan of Inclusive Growth. The availability of
Talking Financial Inclusion in Liberalised India
Language: en
Pages: 230
Authors: M. S. Sriram
Categories: Business & Economics
Type: BOOK - Published: 2017-10-04 - Publisher: Taylor & Francis

This book presents a set of conversations with five former Governors of Reserve Bank of India (from 1992 onwards) on the topic of financial inclusion. Two key aspects are introduced in the conversations with each Governor: the initiatives that were undertaken during their tenure and their responses to some of
Financial Inclusion in India
Language: en
Pages:
Authors: Namrata Sandhu
Categories: Business & Economics
Type: BOOK - Published: 2017 - Publisher:

Despite being high on the government's agenda, financial inclusion remains an unrealized dream in India. Against this backdrop, the present study is a pathfinding attempt to suggest measures that can assist banks deepen financial inclusion in India. Primary data for the study was collected from bank officials engaged in the
Financial Inclusion - Role of Indian Banks
Language: en
Pages:
Authors: V. Basil Hans
Categories: Business & Economics
Type: BOOK - Published: 2017 - Publisher:

“If the poverty of the poor be caused not by laws, but by our institutions, great is our sin”, wrote Charles Darwin. Bank as an institution, especially a rural bank in India has always been considered as a 'Messiah' in the national agenda of poverty eradication. This national assignment they