Helping over-indebted consumers?

Helping over-indebted consumers?

Author: Great Britain: National Audit Office

Publisher: The Stationery Office

ISBN: 0102963452

Category: Business & Economics

Page: 44

View: 848

Download Now
UK consumers had £1,459 billion of outstanding debt at November 2009 and personal borrowing represented 160 per cent of household annual pre-tax income. Research in 2008 by the Bank of England found that 11 per cent of people reported difficulty keeping up with their bills and credit commitments. BIS's face-to-face debt advice project has, since April 2006, delivered help to some 270,000 people to the end of September 2009. An NAO survey found that 81 per cent of people who received the advice said it helped. In the recession, demand for support and advice has become greater than capacity. Between July 2008 and July 2009 there was a 28 per cent increase in the number of people contacting advice providers and, in some instances, there is not the capacity to cope. A quarter of advice agencies are either refusing new clients or have a waiting period of over a month. BIS's debt advice project is part of a government-wide strategy to support those struggling with debt. The strategy is complex with over 50 different projects, a number of funding streams, and diffuse responsibilities. Risks to value for money created by this complex delivery structure are not being controlled effectively by the current programme management arrangements. There needs to be better governance, performance management and evaluation. The Department should do more to evaluate how advice can be provided more efficiently, and to assess the role that all debt advice providers, including the private sector, could have in meeting Government's aims for debt advice provision.
Helping over-indebted consumers?
Language: en
Pages: 44
Authors: Great Britain: National Audit Office
Categories: Business & Economics
Type: BOOK - Published: 2010-02-04 - Publisher: The Stationery Office

UK consumers had £1,459 billion of outstanding debt at November 2009 and personal borrowing represented 160 per cent of household annual pre-tax income. Research in 2008 by the Bank of England found that 11 per cent of people reported difficulty keeping up with their bills and credit commitments. BIS's face-to-face
Indebted
Language: en
Pages: 216
Authors: Yonatan Sagiv
Categories: Literary Criticism
Type: BOOK - Published: 2016-12-31 - Publisher: ISD LLC

Indebted: Capitalism and Religion in the Writings of S. Y. Agnon is the first book to examine the oeuvre of Shmuel Yosef Agnon, 1966 Nobel laureate in literature, through a reading that combines perspectives from economic theory, semiotics, psychoanalysis, narrative theory, and Jewish and religious studies. Sagiv outlines the vital
Indebted
Language: en
Pages: 222
Authors: Zsolt Zsemba
Categories: Family & Relationships
Type: BOOK - Published: 2021-08-13 - Publisher: Zsolt Zsemba

When a back-alley deal goes bad, Bakti’s younger brother Buddy dies in his arms. After serving 5 years for his involvement, Bakti gets out of prison. He sets out to keep a promise he made to his dying brother. Bakti tries to make a fresh start but starting over is
Indebted Love
Language: en
Pages: 156
Authors: Monya A. Stubbs
Categories: Religion
Type: BOOK - Published: 2013-10-09 - Publisher: Wipf and Stock Publishers

For Paul, the gospel message is simple, yet profound: Be subject to God. But, subjection for Paul means recognizing that the gift of God to one is the capacity to acknowledge and appreciate the gift of God in another. Paul argues that God's reconciling work in the world is manifest
Indebted Development
Language: en
Pages: 220
Authors: Howard P Lehman, Max Schleser
Categories: Business & Economics
Type: BOOK - Published: 1993-07-13 - Publisher: Springer

The Dreyfus Affair, or simply L'Affaire, was the defining event in French life between the disasters of the Franco-Prussian War and the First World War. After decades of prosperity and growth following the Prussian invasion, the destruction of the Paris Commune and the seemingly successful creation of the Third Republic,